Raluca is a member of our Banking & Finance team, focused on assisting clients in complex financial transactions, banking regulatory matters, financial market M&A transactions and the development of innovative banking products.
Highlights of her activity include assisting:
- a major European bank in relation to the creation and implementation of an integrated payment services application to be launched on the Romanian market. The assistance included advice on Romanian banking regulatory legislation, consumer protection legislation, GDPR, AML and numerous other regulatory aspects applicable;
- one of the main Romanian leasing companies in relation to the analysis of its financing arrangements in the context of a group assessment of liquidity levels and other potential risks in resolution and recovery scenarios;
- the leader of a large group in the agribusiness sector with the negotiation of a RON 170,000,000 (approx. EUR 34,000,000) facilities agreement, for the purposes of, among others, refinancing the existing debt and acquiring new farms in Romania.